1625 Albion Road, Unit#101
Etobicoke, ON M9V 5H8
Tel: 1-647-741-3328 (DEBT) Fax: 1-855-454-4509

Secured Visa

  • Secured Visa Card offers an excellent opportunity to build or re-build your credit, even if you've had credit difficulties in the past, or have never had a credit card before!
  • Virtually everyone is approved.
  • Get all the benefits of Visa* while re-building your credit.
  • Make purchases over the phone or online
  • Plan and book a vacation
  • Access cash anytime, anywhere from over 1 million ATMs around the world displaying the Visa or Plus logo
  • Shop at over 24 million locations worldwide
  • 14.90% $59 annual fee or $5 per month
  • 19.99% No annual fee

How the Secured Visa Credit Card Works

  • The Secured Visa Card is a credit card that requires a security deposit for eligibility. Your credit limit is then set at the amount of the deposit. You can put down as little as $500, or as much as $10,000.
  • If you decide to cancel your card, you can just pay off your outstanding balance, and you'll get your security deposit back from the concerned institution.
  • The application process is very simple and almost everybody is approved! Of course, if your application is not approved, your security deposit will be immediately returned to you.
  • Preferred IDs include a current Provincial Driver's License, Canadian Passport or Certificate of Canadian Citizenship. Other acceptable IDs include a Birth Certificate or Social Insurance Card.